At MEI Auto Finance, we understand that a credit score doesn’t define your ability to own a reliable vehicle. That’s why our Buy Here Pay Here (BHPH) program focuses on your current financial situation, income, and stability—not just your credit history.
To help you get on the road faster, bringing the right documents is key.
Bring the following when visiting MEI Auto Finance:
Bringing these additional items isn’t required—but they can help:
💡 Pro Tip: Keep everything organized in a folder or envelope for faster processing.
No worries. Life happens—and MEI Auto Finance works with customers in a variety of situations. If you’re missing something:
Want to speed things up? Try these tips:
🚗 Ask about same-day approvals and test drives
Getting pre-approved is simple—and MEI Auto Finance is here to help, even if you’ve had credit challenges in the past.
Not always. MEI Auto Finance works with customers who receive Social Security, disability, self-employment, or other reliable income sources.
Bring another proof of address—such as a lease, insurance document, or bank statement. We’ll help verify your residency.
Yes. Just provide recent bank statements or last year’s tax return to show income consistency. See IRS Self-Employment Income Guide for more information
MEI Auto Finance is one of the most trusted Buy Here Pay Here networks in Texas. We work with buyers from all financial backgrounds and get them back on the road fast.
Disclaimer: Credit improvement is not guaranteed. Results may vary based on individual credit history and payment behavior.
